Mortgage Blog
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Canada Is Building More Homes, Why Is Buying Still Hard?
August 5, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...
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Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?
July 24, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...
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July 15-2026 - Bank of Canada maintains the policy rate at 2.25%
July 15, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...
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How Budgeting Can Set Your Family Up for Financial Success
July 14, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Every family has financial goals. Whether you're saving for your first home, planning a renovation, paying down debt, or simply trying to keep up with rising costs in Calgary and the surrounding com ...
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2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean
July 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...
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My Mortgage Is Coming Up for Renewal — Can I Still Afford the Payment, and What Are My Options?
June 25, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Our mortgage team has helped hundreds of homeowners across Calgary, Airdrie, Cochrane, Rocky View County, and surrounding communities navigate mortgage renewals with confidence. Every homeowner's situ ...
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Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer
June 22, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal is not just paperwork from your lender, it is a cha ...
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The Bank Said No? You May Still Have Mortgage Options
June 12, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Our team helps Alberta homeowners and homebuyers explore mortgage solutions that go beyond what the major banks can offer. Hearing 'no' from your bank can feel like the end of the road. Whether you ...
read moreJune 10, 2026 - Bank of Canada maintains the policy rate at 2.25%
June 10, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth ...
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First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada
June 4, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...
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