Mortgage Blog
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Can You Qualify for a Mortgage After Changing Jobs or Losing Income in Canada?
November 9, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Changing jobs, losing employment, or experiencing a reduction in income can raise an important question: can you still qualify for a mortgage in Canada? The answer is yes, potentially. A recent j ...
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Bank of Canada raises the policy rate by 25 basis points to 2.25%
October 28, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today increased its target for the overnight rate by 25 basis points to 2.5%, with the Bank Rate at 2.75% and the deposit rate at 2.45%. Since the July Monetary ...
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Where Does All Your Money Go? A Simple Monthly Budget Review Could Save You Hundreds
October 27, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Have you ever looked at your bank account at the end of the month and wondered, "Where did all our money go?" You work hard, the bills are paid, and somehow there doesn't seem to be much left over. Y ...
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Fixed vs. Variable Mortgage Rates in Canada: 2026 Guide
October 23, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If your mortgage is coming up for renewal in 2026, one of the biggest decisions is whether to choose a fixed or variable interest rate. A fixed rate offers predictable interest costs for your chosen ...
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Mortgage Renewal 2026: Lock In Now or Wait?
October 19, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If your mortgage is coming up for renewal this fall, you may be asking a familiar question: should you accept a rate now, or wait to see what the Bank of Canada does next? The next scheduled announcem ...
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Don’t Sign That Lease for Another Year - Let’s Explore Your Options for Buying a Home Instead!
October 13, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Your lease renewal is sitting on the kitchen counter. Your landlord may be increasing the rent, and you're wondering whether you should just sign for another year. But before you do, let's have a c ...
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Mortgage Renewal 2026: What a Rate Hold Means for You
October 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Renewing Your Mortgage This Fall? What a Bank of Canada Rate Hold Means for You Your mortgage renewal arrives, and the payment is higher than you expected. Yet the latest headline says the Bank ...
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CMHC Eco Plus and Eco Improvement: How Homebuyers Could Get 25% of Their CMHC Insurance Premium Back
September 16, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you’re buying a home in Calgary, Airdrie, Cochrane, Red Deer, Rocky View County, Mountain View County, Carstairs or Olds, there is a CMHC program worth knowing about before you make your purc ...
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Has Your Income Changed? What to Check Before Refinancing Your Mortgage
September 14, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a home, refinancing may seem like a practical way t ...
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First-Time Home Buyers: Dos and Don’ts of Financing - Build Your Plan Before You Buy
September 8, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying your first home in Calgary or one of the surrounding communities can move quickly once you find the right property. Before you start looking at homes, we want to make sure the financing side is ...
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