Mortgage Blog
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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. O ...
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Consumer Proposals vs Mortgage Refinancing in Alberta: What’s the Smarter Debt Strategy?
April 1, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
When debt starts to feel unmanageable, most people assume a consumer proposal is the next step. At our table, though, that’s rarely the first conversation we have. Patricia McKean is your local ...
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New to Canada Mortgage Programs: What Permanent Residents and Work Permit Holders Need to Know
March 25, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you’ve just arrived in Calgary, Airdrie, Cochrane, or Red Deer, one of the biggest questions we hear at the kitchen table is simple: “Can we actually buy a home yet?” You’r ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...
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March 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...
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New GST Rebate for First-Time Home Buyers on New Builds in Canada
March 17, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you’ve been watching home prices in Calgary, Airdrie, Cochrane, or Red Deer, you know the biggest challenge for many buyers is simply getting through the door the first time. Our mortgage te ...
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Documents Needed for a Mortgage Application in Alberta
March 9, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
When clients in Calgary, Airdrie, Cochrane, or Rocky View County start a mortgage application, one of the first questions we hear is simple: “What documents do you need from us?” Our team ...
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Affordability challenges spread across Canadian cities
March 9, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
A new report from CMHC highlights something many Canadians are already feeling firsthand. Housing affordability challenges are no longer just a Toronto and Vancouver story. While those two cities ...
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Why You Should Never Sign Your Mortgage Renewal Without Reviewing Your Options
March 4, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Mortgage renewals catch a lot of homeowners off guard. One day everything feels stable, and the next a letter from your lender arrives asking you to sign a new term and send it back. Many homeowners i ...
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Important Questions First-Time Home Buyers Should Ask in Calgary, Airdrie, Cochrane, Red Deer, Rocky View County, and Surrounding Areas
February 24, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying your first home in Calgary, Airdrie, Cochrane, Red Deer, Rocky View County, or surrounding communities is exciting but it can also feel overwhelming. At the Patricia McKean Team at Mortgage Arc ...
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