Mortgage Blog
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First-Time Home Buyers: Dos and Don’ts of Financing - Build Your Plan Before You Buy
September 8, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying your first home in Calgary or one of the surrounding communities can move quickly once you find the right property. Before you start looking at homes, we want to make sure the financing side is ...
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First-Time Home Buyer Guide for Alberta: FHSA, Down Payments, Pre-Approval & Closing Costs
September 4, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
I've spent the last 20 years helping first-time buyers find the right mortgage across Calgary, Airdrie, and Cochrane. Buying your first home is a big step. My job is to make the financing side of it ...
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Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 2, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping ...
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Canada Housing Starts Slow: What Buyers Should Know
August 21, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...
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Canada Is Building More Homes, Why Is Buying Still Hard?
August 5, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...
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Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?
July 24, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...
read moreJuly 15-2026 - Bank of Canada maintains the policy rate at 2.25%
July 15, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...
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How Budgeting Can Set Your Family Up for Financial Success
July 14, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Every family has financial goals. Whether you're saving for your first home, planning a renovation, paying down debt, or simply trying to keep up with rising costs in Calgary and the surrounding com ...
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2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean
July 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...
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My Mortgage Is Coming Up for Renewal — Can I Still Afford the Payment, and What Are My Options?
June 25, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Our mortgage team has helped hundreds of homeowners across Calgary, Airdrie, Cochrane, Rocky View County, and surrounding communities navigate mortgage renewals with confidence. Every homeowner's situ ...
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