Mortgage Blog
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What Women Need to Know About Mortgages, Money, and Credit
April 22, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
When we sit down with clients across Calgary and surrounding areas, one conversation comes up again and again, how to feel confident making financial decisions on your own. This article is written b ...
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Using Home Equity to Pay CRA Debt
April 19, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you're staring at a growing balance with the CRA and wondering how it got this far, you're not alone. We sit with a lot of Alberta homeowners who started with a manageable tax bill that quietly sno ...
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5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...
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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. O ...
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Consumer Proposals vs Mortgage Refinancing in Alberta: What’s the Smarter Debt Strategy?
April 1, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
When debt starts to feel unmanageable, most people assume a consumer proposal is the next step. At our table, though, that’s rarely the first conversation we have. Patricia McKean is your local ...
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New to Canada Mortgage Programs: What Permanent Residents and Work Permit Holders Need to Know
March 25, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you’ve just arrived in Calgary, Airdrie, Cochrane, or Red Deer, one of the biggest questions we hear at the kitchen table is simple: “Can we actually buy a home yet?” You’r ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...
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March 18-2026 - Bank of Canada maintains policy rate at 2.25%
March 18, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The war in the Middle East has increased volatility in ...
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New GST Rebate for First-Time Home Buyers on New Builds in Canada
March 17, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you’ve been watching home prices in Calgary, Airdrie, Cochrane, or Red Deer, you know the biggest challenge for many buyers is simply getting through the door the first time. Our mortgage te ...
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Documents Needed for a Mortgage Application in Alberta
March 9, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
When clients in Calgary, Airdrie, Cochrane, or Rocky View County start a mortgage application, one of the first questions we hear is simple: “What documents do you need from us?” Our team ...
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