Mortgage Blog
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Mobile Home Financing in Alberta Made Easy!
May 11, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Financing Mobile and Modular Homes in Alberta When buyers start looking at mobile or modular homes in Alberta, financing can look a little different than a traditional house purchase. We regularly he ...
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Mortgage Renewal in 2026: Fixed or Variable?
May 11, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If your mortgage is coming up for renewal in 2026, you are probably asking one very practical question: should I choose a fixed rate or a variable rate? It is a fair question. After several yea ...
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April 29 - 2026 - Bank of Canada maintains policy rate at 2.25%
April 29, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The evolving conflict in the Middle East is causing heightened vol ...
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What Women Need to Know About Mortgages, Money, and Credit
April 22, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
When we sit down with clients across Calgary and surrounding areas, one conversation comes up again and again, how to feel confident making financial decisions on your own. This article is written b ...
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Using Home Equity to Pay CRA Debt
April 19, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you're staring at a growing balance with the CRA and wondering how it got this far, you're not alone. We sit with a lot of Alberta homeowners who started with a manageable tax bill that quietly sno ...
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5 Most Important Issues That Can Delay a Mortgage Closing in Canada
April 15, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Many Canadian homebuyers feel a sense of relief once they hear the words, "you are approved." That relief makes sense, but it can also create a false impression that the mortgage process is complete ...
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Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built
April 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Why Buying Still Feels Hard in 2026, Even as More Homes Are Being Built If you have been watching the headlines in 2026, you may be wondering why buying a home in Canada still feels so difficult. O ...
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Consumer Proposals vs Mortgage Refinancing in Alberta: What’s the Smarter Debt Strategy?
April 1, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
When debt starts to feel unmanageable, most people assume a consumer proposal is the next step. At our table, though, that’s rarely the first conversation we have. Patricia McKean is your local ...
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New to Canada Mortgage Programs: What Permanent Residents and Work Permit Holders Need to Know
March 25, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you’ve just arrived in Calgary, Airdrie, Cochrane, or Red Deer, one of the biggest questions we hear at the kitchen table is simple: “Can we actually buy a home yet?” You’r ...
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Newly Passed Bill C-4, What It Means for Canadian Mortgages
March 20, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Newly Passed Bill C-4, What It Means for Canadian Mortgages If you are buying your first home, renewing a mortgage, or thinking about refinancing, newly passed Bill C-4 is worth understanding. It r ...
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