Mortgage Blog
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Rural Lending Insights + Updated Mortgage Guidance for 2026
January 9, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you're dreaming of country living, bigger yard, space for animals, workshops, or acreage, the financing piece is different than a typical city home. Rural property lending has nuances that many buy ...
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Budgeting and Setting Financial Goals When Consolidating Debt or Refinancing Your Mortgage
January 5, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
We’ve worked with hundreds of Alberta homeowners who felt stuck financially, and as a team at PatriciaMcKean.ca we provide free, practical budgeting tools to help you regain control before makin ...
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Why work with Patricia McKean as your mortgage broker
December 29, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
This article is written by Patricia McKean, Mortgage Broker at Mortgage Architects, helping Alberta families make confident mortgage decisions every day: https://www.patriciamckean.ca Most people don ...
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Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada
December 23, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Housing Supply, Affordability, and Inflation, Why Buying a Home Still Feels Hard in Canada Many Canadians were hopeful that easing inflation and early interest rate relief would make buying a home eas ...
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2025 Income Tax Filing: How Your Tax Return Impacts Mortgage Approval in Alberta
December 16, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Your tax return isn’t just about CRA. For self-employed and variable-income borrowers, how you file can shape your mortgage options in 2025 and 2026. Planning before you file matters. If you& ...
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Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals
December 15, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Bank of Canada Rate Hold, What It Means for Mortgages Bank of Canada Rate Hold, What It Means for Variable Rates and 2026 Renewals When the Bank of Canada announces a rate decision, it immediately gr ...
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Dec 10-2025 - Bank of Canada maintains policy rate at 2.25%
December 10, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Major economies around the world continue to show res ...
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Construction Mortgages - the difference between a draw mortgage and a completion mortgage
December 9, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Building a home in communities like Airdrie, Cochrane, Calgary, Red Deer, Carstairs, Olds, and the surrounding counties can feel exciting and overwhelming at the same time. One of the first big decisi ...
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Your Trusted Alberta Mortgage Broker
December 8, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
What People Are Saying About Patricia McKean – Mortgage Architects When people talk about mortgages, they usually think about stress, worry, and long nights with a calculator. But when people t ...
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Why You Should Add Your 8,000 Dollars to Your First Home Savings Account Before December 31
December 1, 2025 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If You Are Dreaming About Buying Your First Home If you are dreaming about buying your first home one day, the First Home Savings Account is one of the best tools in Canada to help you get there. It ...
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