Mortgage Blog
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Mortgage Renewal 2026: What a Rate Hold Means for You
October 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Renewing Your Mortgage This Fall? What a Bank of Canada Rate Hold Means for You Your mortgage renewal arrives, and the payment is higher than you expected. Yet the latest headline says the Bank ...
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CMHC Eco Plus and Eco Improvement: How Homebuyers Could Get 25% of Their CMHC Insurance Premium Back
September 16, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If you’re buying a home in Calgary, Airdrie, Cochrane, Red Deer, Rocky View County, Mountain View County, Carstairs or Olds, there is a CMHC program worth knowing about before you make your purc ...
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Has Your Income Changed? What to Check Before Refinancing Your Mortgage
September 14, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Your hours have been reduced. You have started a new job. Or your household is managing on one income while you work out what comes next. If you own a home, refinancing may seem like a practical way t ...
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First-Time Home Buyers: Dos and Don’ts of Financing - Build Your Plan Before You Buy
September 8, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying your first home in Calgary or one of the surrounding communities can move quickly once you find the right property. Before you start looking at homes, we want to make sure the financing side is ...
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First-Time Home Buyer Guide for Alberta: FHSA, Down Payments, Pre-Approval & Closing Costs
September 4, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
I've spent the last 20 years helping first-time buyers find the right mortgage across Calgary, Airdrie, and Cochrane. Buying your first home is a big step. My job is to make the financing side of it ...
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Sept 2-2026 - Bank of Canada maintains the policy rate at 2.25%
September 2, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The continuing conflict in the Middle East is keeping ...
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Canada Housing Starts Slow: What Buyers Should Know
August 21, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Canada is still building a significant number of homes, but the latest housing construction numbers show that the pace of new projects is beginning to slow. For Canadians hoping to buy a home, ...
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Canada Is Building More Homes, Why Is Buying Still Hard?
August 5, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
You may have seen headlines suggesting that Canada is building more housing. That sounds like good news for homebuyers, and in many ways it is. More homes are essential to improving housing choice ...
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Should Canadian Homebuyers Purchase Now or Wait for More Housing Supply?
July 24, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Canadian homebuyers are hearing two different messages. One suggests that more homes are being built and buyers should wait for additional supply. The other warns that slower construction could limit ...
read moreJuly 15-2026 - Bank of Canada maintains the policy rate at 2.25%
July 15, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. Canada's economy is showing signs of improvement. Gro ...
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