Mortgage Blog
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2026 First-Time Buyer Mortgage Rules, What Lower Payments Could Really Mean
July 7, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying a first home in Canada is still a major financial decision. Higher home prices, mortgage qualification rules, down payment requirements, closing costs, and day-to-day affordability all matter. ...
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My Mortgage Is Coming Up for Renewal — Can I Still Afford the Payment, and What Are My Options?
June 25, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Our mortgage team has helped hundreds of homeowners across Calgary, Airdrie, Cochrane, Rocky View County, and surrounding communities navigate mortgage renewals with confidence. Every homeowner's situ ...
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Renewing Soon? Why Sticky Inflation Could Affect Your Mortgage Strategy This Summer
June 22, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
If your mortgage is coming up for renewal this year, you may be watching interest rate news more closely than usual. That makes sense. A renewal is not just paperwork from your lender, it is a cha ...
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The Bank Said No? You May Still Have Mortgage Options
June 12, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Our team helps Alberta homeowners and homebuyers explore mortgage solutions that go beyond what the major banks can offer. Hearing 'no' from your bank can feel like the end of the road. Whether you ...
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June 10, 2026 - Bank of Canada maintains the policy rate at 2.25%
June 10, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
The Bank of Canada today held its target for the overnight rate at 2.25%, with the Bank Rate at 2.5% and the deposit rate at 2.20%. The conflict in the Middle East is now in its fourth ...
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First-Time Buyer GST/HST Rebate, What It Means for New Home Affordability in Canada
June 4, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying a first home in Canada has not been easy. Between higher home prices, changing mortgage rates, stricter qualification standards, and the rising cost of everyday life, many first-time buyers hav ...
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Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices
May 28, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Buying a Home in 2026? Why More Housing Starts May Not Mean More Choices More homes being built in Canada should be encouraging news for homebuyers. More supply can support a healthier housing mark ...
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How a Reverse Mortgage Can Help Seniors Live More Comfortably in a Rising Cost-of-Living World
May 25, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
As grocery bills, utilities, insurance, and everyday expenses continue climbing across Alberta, many seniors are feeling pressure they never expected in retirement. We regularly speak with homeowners ...
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Why Your Bank Said No But a Mortgage Broker Said Yes
May 20, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Our mortgage team works with clients across Calgary, Airdrie, Cochrane, Red Deer, Olds, Carstairs, Rocky View County, and Mountain View County every day to help them understand why one lender may decl ...
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Mobile Home Financing in Alberta Made Easy!
May 11, 2026 | Posted by: Patricia McKean - Cochrane and Airdrie Mortgage Broker
Financing Mobile and Modular Homes in Alberta When buyers start looking at mobile or modular homes in Alberta, financing can look a little different than a traditional house purchase. We regularly he ...
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